Stock Option Management in a Divorce

New England Divorce Solutions understands that equity based compensation is an increasingly common form of compensation for individuals. We recognize the complexities of equity based compensation can lead to many questions for couples going through a divorce.

We offer tools for individuals to make smart financial decisions about their stock options, restricted stock, restricted stock units and stock appreciation rights. Whether you are going through a divorce and need advice or simply want a tool to manage your option grants New England Divorce Solutions can help you.

We provide secure and confidential access to your grant data and all our reporting tools through a site called myRecords, an online record keeper and portfolio-tracker for employee stock options (nonqualified and incentive), restricted stock, restricted stock units (RSUs), and stock appreciation rights (SARs). myRecords allows you to:

• Store and view grant data, including vesting and expiration dates.
• Model stock-price changes and "as of" dates to calculate values and embedded gains.
• Sort grants by next vest date, expiration date and grant type.
• Gain access to our calculators and modeling tools.
• Create interactive pie-graphs to illustrate and model the value of: outstanding, exercisable, unvested options, SARs; and your vested and unvested restricted stock.
• Print grant holdings in attractive tables and charts.
• Track individuals holdings

Stock Monitoring and Alerts

We can schedule email reminders about important dates and target values for your stock options, restricted stock, restricted stock units (RSUs), and stock appreciation rights (SARs). These "alerts" will give you peace of mind of knowing you will not miss an opportunity to make a decision.

Modeling/Strategy

We offer an innovative Comparison Modeling Tool to help you make the decision to exercise now or wait for your in-the-money stock options and SARs. The Comparison tool allows you to:

• See the future value of stock options and stock appreciation rights (SARs).
• Compare exercising/selling vested options and SARs today and purchasing an alternative investment versus waiting until the end of the option term to exercise/sell.
• Graphically illustrate the difference between your investment alternatives.
• Dynamically edit tax withholding, stock price, "as of" date, and return on alternative investments to make projections and see various scenarios.

Calculators

We provide access to an online calculator specially designed to help you make smarter decisions about financial planning and taxation.

The I Need The Money Calculator will help you:

• Determine if you have enough vested options or stock appreciation rights (SARs) to exercise and sell to meet your cash need.
• Understand which options or SARs should be exercised to meet your current need, using first in the calculation either the oldest options or the biggest spread.
• Calculate what price your company stock must hit, along with the needed percentage increase, to reach your financial target.
• Dynamically edit tax withholding, stock price, and "as of" date to make projections and see alternative scenarios.
• Create interactive pie-graphs that illustrate the net gains and taxes for the dollar amount needed at the specified stock price and date.

The Quick-Take Calculator For Stock Options will help you:

• View net gains after taxes for exercise/sale of your options.
• Personalize tax data for state, year-to-date Social Security, and federal tax rates.
• Understand the tax breakdown for your nonqualified and incentive stock options.
• Edit the tax-withholding amounts, including whether to apply any taxes for ISOs.
• Determine the amount of alternative minimum tax adjustment if you exercise and hold ISOs.
• Model increases/decreases in stock prices and changes in tax rates.
• Create interactive graphs to illustrate net gains, exercise cost, taxes and "what if" scenarios for stock-price increases.

The Quick-Take Calculator For Restricted Stock & Restricted Stock Units (RSUs) will help you:

• View net gains at vesting, whether all the shares are sold or shares are sold only to pay taxes.
• Personalize tax data for state, year-to-date Social Security, and federal tax rates.
• Understand the tax breakdown and edit tax-withholding amounts.
• Model increases/decreases in stock price and changes in tax rates.
• Create interactive graphs to illustrate net gains, taxes and "what if" stock-price increases.